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I pretty much agree. Quite a while back, Clay Shirky wrote about how one of the problems with micropayments (for online content) was the mental transaction costs that they entailed. There's a lot to that argument.

OTOH, as you suggest, there need to be proper incentives around scarce resources--such as using WiFi where available rather than cellular. The equilibrium you describe seems sensible--perhaps with throttling less extreme than AT&T's current version seems to be and with greater transparency.



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