Thing is, I am not /really/ worried about private citizens with access to this. There are just limits to what a private citizen or even massive corporation can do. What concerns me is when governments get involved and aggregate these private databases. The government is the one that can violate your 4A rights. It exists to protect us FROM the government. Not from private citizens and that exposure is very different. A private citizen can't for example, prosecute me, etc.
> There are just limits to what a private citizen or even massive corporation can do.
You’re just not being creative enough. Car insurers could increase your premiums if you often travel through dangerous intersections, employers could decide to pass you over for promotion if you’re often at a bar, etc.
Even better, make the law flexible enough to encompass all data brokers.
Car insurance can't wait to know everything about you. They will be crafting insurance policies that are specific for you and that will make unregulated insurance a very lucrative business proposition. Not sure if you can even call it insurance at that point.
If not for the government forcing us to buy their product they can't play games with premiums. It all comes back to government force at the end of the day.
