Money influences thinking so undoubtedly it's a mix, but I think a lot of HNers discount the former, when it plays a very large role. E.g. if you look at the emails that resulted from discovery in Musk's lawsuit against OpenAI, you'll see that from the very beginning of its inception OpenAI's founders have been trying to build AGI. This wasn't a marketing term that was made up years into OpenAI after it blew up and needed to dance in front of investors. This was an explicit goal of OpenAI from the very beginning.