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I also want to overthrow Tom Nook.

He traps you (and one presumes) all of the rest of the villagers in a vicious cycle of debt, and can only be satiated by millions of bells.



To be fair to Tom Nook, the interest rate on those loans is 0% and there's no risk of being foreclosed upon!


Tom Nook didn't need a down payment either.


But also - you cannot turn down his loans. Pay off one, just showing up in his proximity saddles you with another one.

That's more protection racket than bank loan.

Also in real life, you make 0 dollars catching beetles and fish in Hawaii.


This sounds vaguely, achingly familiar. I can't put my finger on it, but I think I've had this experience.




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