Also in the great lakes region. From reading and researching this topic I feel like Californians vastly overestimate the risk of blizzards and tornados while discounting wildfire and earthquakes.

I feel like any natural disaster here has plenty of warning, which massively reduces the actual risk me and my family assuming I take the warning seriously. Unfortunately there is absolutely no warning for earthquakes and relatively little warning for wildfires (better than earthquakes, but still not as good as tornados or winter storms).