Where do you pay that much? I have lived in Germany and Switzerland and had various cars. Liability insurance never was more than 700 dollars per year.
English car insurance, especially for young men, is expensive. A 22 year old programmer driving a 1996 Honda Civic 15,000 miles a year for social and commuting to work would be paying about £950 if they shopped around but could be paying over £1,500 if they weren't careful. (That's fully comprehensive. And it's for a small town population 100,000)
