I refuse to use personal checks. It has your account number and personal information listed on them! If I am forced to use checks I will have my bank issue the check by mail or I will go to the bank and have them issue a bank check. If I am in a pinch I will use a money order from the post office.
I once had a business account (one where they stated they did signature matching) and someone performed fraud by withdrawing money using a ripped piece of looseleaf with some sketchy writing on it. I went into the bank to ask them about the withdrawal and they produced an image of the "withdrawal slip" and they were quite frankly embarrassed that they cashed it (no authentication at all). That bank is no longer in business btw.
I refuse to use personal checks. It has your account number and personal information listed on them! If I am forced to use checks I will have my bank issue the check by mail or I will go to the bank and have them issue a bank check. If I am in a pinch I will use a money order from the post office.
I once had a business account (one where they stated they did signature matching) and someone performed fraud by withdrawing money using a ripped piece of looseleaf with some sketchy writing on it. I went into the bank to ask them about the withdrawal and they produced an image of the "withdrawal slip" and they were quite frankly embarrassed that they cashed it (no authentication at all). That bank is no longer in business btw.