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This statement feels straight out of 2017.

Have you looked into the Ethereum ecosystem of 2021 by any chance?

Some examples:

- You can use your tokens as collateral, borrow stablecoins and pay off your mortgage while the loan pays itself off from the interest being generated by the collateral - you do not have to pay back the loan => https://alchemix.fi/

- Borrow stablecoins at 0% interest on your collateral => https://liquity.org/

- Musicians managing royalties of their work through NFTs => https://eulerbeats.com/

And there's a lot more.



Why would a loan pay itself or why would someone give you an interest free loan when those same stablecoins pay out 20%+ interest if deposited?




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