Hacker Newsnew | past | comments | ask | show | jobs | submitlogin

Capital One has an app, every time my card is used I get a push notification. This is the best solution in my mind. I can actively monitor my card usage and call if I see something suspicious.


I'm surprised that this isn't a requirement for banks considering the very large number of scams going on in the US.

In India, getting an SMS/Email confirming every card usage is a legal requirement imposed by the Rserve Bank of India. The same goes for card usage itself. All credit and debit card POS transactions need the card PIN to be approved. Likewise, all online transactions require MFA.


AMEX does this and it's honestly great. Unfortunately my credit union doesn't, but I use credit for most transactions anyway.


chase does this too.

applepay, for all my cards, gives me an immediate push notification, despite some cards not doing so for regular chip/swipe transactions. really like that feature & also wish all cards did it for all transactions.


My AmEx does that too. I really like that feature.


I wish all banks and CCs offered this feature.


It's worth searching on their site / calling them, since in my experience every time over the last couple years I have dug, I have found it offered.




Guidelines | FAQ | Lists | API | Security | Legal | Apply to YC | Contact

Search: