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Why would courts care? Student loans are not dischargable, because the student loan creditor lobbied to make sure they get laid. The replacement creditor has not.

Of course, there is no lender who is going to give a an unsecured loan the size of your substantial student debt to someone with said loans and no other assets, for obvious reasons.



> Why would courts care?

Because it's fraud. Taking on big debts you never intend to pay right before a bankruptcy will get you in a lot of trouble.


I’m not that sure that’s actually a euphemism that is used in the student loan industry.




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