I was like 20/21 then, without any kind of bills as they were all under parents name. I missed on elections, so didn't have election ID. I had an ICICI account though for years, and it was for a fact rejected back in 2014, and that is exactly why I opened SBI. Maybe they changed the rule now. And that is exactly the reason why I or some of my friends had an nationalized bank account back then. My complain here is that govt keeps changing rules, and SBI is kind of safe choice even though I don't use it for anything.