One way, if you're suspicious, is to dial some # you know is NOT the bank, and see if they answer as the bank.
But in the heat of the moment we often forget these sorts of things; I got a scam voice mail allegedly from the US Internal Revenue Service (IRS) saying I owed money and was about to get sued.
I KNEW it wasn't legit; I KNEW it was a scam, but I still had that adrenaline surge and a desire to clear it the hell up, right now, using the method they wanted me to use. Which of course would have cost me a lot of money. My cooler head prevailed thankfully, but the fact my emotions rose so high, so quickly, scared me. Still does.
But in the heat of the moment we often forget these sorts of things; I got a scam voice mail allegedly from the US Internal Revenue Service (IRS) saying I owed money and was about to get sued.
I KNEW it wasn't legit; I KNEW it was a scam, but I still had that adrenaline surge and a desire to clear it the hell up, right now, using the method they wanted me to use. Which of course would have cost me a lot of money. My cooler head prevailed thankfully, but the fact my emotions rose so high, so quickly, scared me. Still does.