Visa and MasterCard don't issue credit cards, don't provide credit, don't have your personal information, and don't provide personal information to credit agencies. They are just the network that connects card issuing banks and merchant acquiring banks to process payments.
Your contract is with your card issuer, who provided your personal information to the credit agencies. But you probably agreed not to sue them as part of your agreement when you asked them to issue you a card.
I have 2 lightly-used home ZFS servers (OmniOS/Napp-IT), each with 8x ST3000DM001 drives, for 16x drives total. The drives were purchased in mid to late 2012, all shucked from external units. It was by far the cheapest way to get storage at the time, given the Thailand flooding.
I've had to buy replacements for complete or partial failure, for 3 in 2013, 10 in 2014, and 1 in 2015 so far. 4 of the replacements have experienced failures too, including 2 RMA returns after I switched to buying internal drives with warranties. Only 4 of the original 16 remain.
These stats match my experience. The ST3000DM001 drives are by far the least reliable drives I've ever experienced in 20 years of using drive arrays. Fortunately, with two ZFS raidz arrays mirroring each other, I haven't had any data loss.
Just coming up to 100,000 flight hours with my 6. No real complaints, but quietly planning retirement to secondary mass storage. Picked up some surprisingly cheap Toshiba 5TB's for evaluation[1].
Did you notice anything in particular leading up to failure? IO errors, reallocated/pending sectors, checksum errors?
GemShare just announced today that they are joining NextDoor to build out the recommendation system.
From their email this morning:
In pursuit of our mission--to build the absolute best way for you to find recommendations for trusted local services--our team has joined forces with the neighborhood social network, Nextdoor. We are wildly thrilled about this and hope you will be, too.
So you may be wondering…..
Why is this good for me?
You will get an even more robust and well-supported way to give and get local recommendations. By combining our GemShare expertise with Nextdoor’s team of over 100 super-smart people, all deeply committed to building the most useful local platform ever, we are building you something amazing--and not just on iOS.
What should I do next? If you are not already a member of Nextdoor, we hope you will join up and give it a spin (over 35% of US neighborhoods already have!). You’ll be able to use it for everything from sharing neighborhood recommendations and events, to posting classifieds, to keeping your neighborhood safe and sound.
What will happen to GemShare? GemShare will continue operating for the next little while as Nextdoor works on developing its recommendations capabilities. When we feel the time is right, we will offer you the option of moving your Gems to Nextdoor so that you can continue accessing them after we transition GemShare.
So what are you waiting for :-)
Click here to check out Nextdoor
Thank you all for the beautiful recommendations you have shared with each other using GemShare. It has been heartwarming and delightful to hear the many stories of people finding the perfect piano teacher, handyman, tailor, and so much more.
If you have any questions, please drop us a line.
Warmly and with gratitude,
Maryam and Claudine
P.S. Here see these lovely examples of how people around the country are using Nextdoor to build vibrant, helpful neighborhoods every day.
EDIT: not sure why this was downvoted. The article refers to NextDoor's strategy being to build a local trusted recommendation system, and they just bought GemShare (a trusted recommendation system) to help with this.
That's one of the best examples of a content-free apology from customer service I've seen. Too often, the responses you get are apologetic, polite, and completely fail to address the specific issue you raised.
I've been building two mobile-first Rails web apps using contractors for several months. The apps work and I have a good senior back-end Rails developer working for me adding new features. But I now need a new senior full-stack Rails developer to help me upgrade/reinvent the UI/UX - particularly, making the apps look better, easier to use, faster loading, the flows more intuitive, and helping user onboarding. I need someone with very strong HTML5/CSS3/JS development skills along with full-stack Rails, to build out my ideas and improve performance.
The developer needs to be able to make changes directly to the Rails apps, including adding and changing automated Capybara/Test::Unit integration tests. Consumer-facing UI/UX design experience and interest is a plus, but is not required.
I'm looking for someone full-time, paid hourly/weekly, to work with me and the back-end engineer in a very agile, collaborative way, to improve the product and get it launched. I need the right person for several months.
Ideal candidate:
* Computer science or engineering undergraduate degree
* Several years experience developing web apps in Rails
* Interest in consumer-focused apps and friendly UI/UX
* Based in North or South America, for good time zone overlap with West Coast US each day for iterative/agile development
* Independent, not agency
* Fast written English for live text chat
* Interest in helping to shape a consumer product, rather than just building against specifications
* Possibility of joining as a founding employee in due course
I'm a self-funding, hands-on, full-time sole founder, with a strong business and computer science background. I'm based in Silicon Valley, and the ideal person would be based in North or South America, to give substantial time zone overlap for collaboration via live chat (HipChat).
The stack:
* Rails 4
* Bootstrap 3
* Javascript and JQuery. No front end framework currently in place
* PostgreSQL (relational) and DynamoDB (NoSQL) databases
It's mostly a server-side Rails apps that need some JS/JQuery for user input, validation, page transitions, widget integration
Target:
* Primarily HTML5 mobile web - primarily small screen sizes, iOS and Android devices
* It needs to work (but not necessarily be optimized/responsive for) desktop and tablet too
Tools:
* Git for version control
* GitHub for code hosting
* Code Climate for automated code quality review
* CodeShip for automated testing
* Heroku for app hosting
* Amazon RDS and DynamoDB for database hosting
* Amazon CloudFront for CDN
* HipChat for chat
* Trello for project management
Target compensation: $35/hour, i.e. $1,400/week for full-time
Average gross margin in a traditional grocery store in the US is 26-33%, depending on local competition. There is a huge range (0-90%) by product category however.
Net income after labor, distribution, and fixed costs ranges 1-6%, depending largely on market share and fixed cost control
Reference: I helped traditional retailers with price optimization for almost 20 years
I've been building two mobile-first Rails web apps using contractors for the past several months. The apps work and I have a good senior back-end Rails developer working for me adding new features. But I now need a new senior front-end Rails developer to help me upgrade/reinvent the UI/UX - particularly, making the apps look better, easier to use, faster loading, the flows more intuitive, and helping user onboarding. I need someone with very strong HTML5/CSS3/JS development skills for Rails apps to build out my ideas and improve performance.
The developer needs to be able to make changes directly to the Rails apps, including adding and changing automated Capybara/Test::Unit integration tests. Consumer-facing UI/UX design experience and interest is a plus, but is not required.
I'm looking for someone full-time, paid hourly, to work with me and the back-end engineer in a very agile, collaborative way, to improve the product and get it launched. I need the right person for at least 2 months, hopefully more.
I'm a self-funding, hands-on, full-time sole founder, with a strong business and computer science background. I'm based in Silicon Valley, and I need 1-2 hours overlap of working time each day for collaboration via live chat (HipChat).
The stack:
* Rails 4
* Bootstrap 3
* Javascript and JQuery. No front end framework currently in place
* PostgreSQL (relational) and DynamoDB (NoSQL) databases
It's mostly a server-side Rails apps that need some JS/JQuery for user input, validation, page transitions, widget integration
Target:
* Primarily HTML5 mobile web - primarily small screen sizes, iOS and Android devices
* It needs to work (but not necessarily be optimized/responsive for) desktop and tablet too
Tools:
* Git for version control
* GitHub for code hosting
* Code Climate for automated code quality review
* CodeShip for automated testing
* Heroku for app hosting
* Amazon RDS and DynamoDB for database hosting
* Amazon CloudFront for CDN
* HipChat for chat
* Trello for project management
As soon as I registered, I started getting "No Caller ID" phone calls every few minutes from some unknown person speaking Chinese (which I don't speak). This is pretty annoying, to say the least.
There doesn't seem to be any way to deregister your phone number? So what now?
Contrary to other comments, splitting costs is perfectly legal for private pilots under FAR §61.113(c)
The fact that an intermediary allows the pilot and the passengers to find each other, or acts as an escrow service to ensure payments are made, is irrelevant.
§61.113 Private pilot privileges and limitations: Pilot in command.
(a) Except as provided in paragraphs (b) through (h) of this section, no person who holds a private pilot certificate may act as pilot in command of an aircraft that is carrying passengers or property for compensation or hire; nor may that person, for compensation or hire, act as pilot in command of an aircraft.
(c) A private pilot may not pay less than the pro rata share of the operating expenses of a flight with passengers, provided the expenses involve only fuel, oil, airport expenditures, or rental fees.
Your contract is with your card issuer, who provided your personal information to the credit agencies. But you probably agreed not to sue them as part of your agreement when you asked them to issue you a card.