I'm not sure this is entirely true, I see reports that this has more to do with data sourcing and opacity of shareholders[0]. The Kentucky Teachers Retirement fund seems to be one of the largest shareholders who have opted to self-report to Nasdaq. Still interesting, and with this perhaps more so for HN ;)
Well written article. The drawbacks to active investing mentioned mirror my own experience. I ended up with a constant nagging in my head to know how the market was doing. Since moving back to a buy and hold strategy I feel happier and more focussed on the rest of my life.
It is my understanding that fuel composition is a part of engine approval, and it is similar to authorizing a new part if you are using a new fuel. [1] It seems the FAA only recently approved the use of unleaded gasoline for a large number of engines! [2] So while bio-fuel based fuels would be great, there does seem to be some significant, and I think reasonable, bureaucracy in the way of that happening.
That does sound interesting! It's a bit outside my wheelhouse, but I'm looking for a new project. Feel free to send me an email (in bio) if you want to chat about this more.
Nice! I was already satisfied using Bitwarden, and now I will no longer have to manually manage my ICE backup.
In the past I've kept an offline copy of my 'vault' on a few USB keys in a safe deposit, for my family in case of death or similar. I'm curious how others have solved this problem.
I periodically send my loved ones encrypted copies of my password vault. A copy of the decryption key is stored in my safe-deposit box, which they can access only after I am gone. This lets me update the contents of my password vault without having to visit the bank.
And actually, the safe-deposit box only holds one half of the decryption key. My loved ones have the other half in their respective safe-storage locations. This means a rogue bank employee can’t drill my box and do anything useful with the contents.
The password vault itself is a plaintext file that I decrypt and edit/grep as needed. I use the OpenSSL command-line tool for encryption and decryption. My loved ones either have this installed by default on MacOS, or have a Cygwin installation on Windows with which I have tested the commands. The safe-deposit box contains short and detailed instructions for use for my non-technical loved ones.
I also use the Google Chrome password manager with client-side encryption enabled. Whenever I change any important passwords, I’ll export its contents to my text file password vault.
I have a similar and opposite problem. I would be fine with all my secrets dying with me, but what i want to protect against is me going into a coma/for some reason I forget how to access my accounts.
How to securely manage it so that only I can open it if my biological self is there? I don't trust bank safe deposit boxes and I can't put a safe worth using inside my Apt.
I think you are going to have to rely on another human being (or perhaps a group of trusted individuals) even in that case. Depending upon what caused your incapacitation, you may or may not be able to actually retain and manage your secrets going forward. Put another way, if your wetware is damaged you may need a backup (aka trusted human) to handle your secrets on your behalf.
Shamir's secret sharing is the algorithm for splitting a key and requiring only a subset of pieces (so you can disperse it to 20 friends but only need 11 to agree to reform the key).
This would give you protection both against the amnesia route (where you fall unconscious, lose your memory but are totally fine afterwards) and the route where you're unable to manage your secrets at all (eg stroke resulting in longterm failure to maintain memories or make decisions).
You'd still, for the total lose route, need a replacement actor (someone acting on your behalf) to assemble and receive the key, and be the keyholder moving forward - and you would likely need to leave instructions with the flock of people having pieces of the key on how to select or confirm your future keyholder.
I think you are going to have to rely on another human being (or perhaps a group of trusted individuals) even in that case.
Not necessarily. Bank safe-deposit boxes are a secure place to keep secrets. To guard against rogue bank employees, encrypt the stored secrets and keep the key at home on a sticky note. If you ever hit your head and forget all your secrets, just present your ID to the bank teller, pull the secrets out of the vault, and decrypt them with the key on the sticky note.
Perhaps just an old ipnone or android with a fingerprint sensor and another installation of bitwarden. You can keep the phone's passcode written down because its only use is to start the device. Then configure biometric log-in for bitwarden as an alternative to a distinct passphrase. In the event of a total blank, you should still have access as long as you retain a finger.
That's why I said write down the passcode and keep it with the device. The device itself isn't important because you're not keeping anything on it. Bitwarden encrypts everything itself. To my knowledge, once you enable biometrics in bitwarden, you will not need to use the master passphrase.
Not the person you responded too, but I imagine you could likely get a custom firmware to allow biometrics whenever, if you can replace the kernel, you can generally make the device behave however you'd like.
In some areas that is not allowed due to zoning laws. Boulder CO for example limits household sizes to 3 or 4 unrelated people depending on location. Family homes are often over $3000/mo making affordable housing difficult to find.
ADUs and Rooms in owner occupied homes can be much more affordable, but people offering a portion of their primary residence to renters are subject to the same restrictions as houses that are part of a landlord's asset portfolio. Move the needle on existing regulations and landlords acquire even more housing stock and raise rents across the board.
Equity based cooperatives and land trusts should be getting more attention in Boulder, since both have solid track records of providing permanently affordable housing elsewhere. Instead, local activists are following the national trend of pushing measures designed to facilitate the large scale transfer of private property into corporate rental portfolios.
Yes, it will also use a known good version of wine for a particular game. Switching versions manually to find one that worked for old or newer games had been a headache; that work is now done by proton.
I just graduated from University of Colorado Boulder this last semester with a CS degree, and am glad to say that this was a required course. It was a 3000 level course called Software Development that also incorporated a long form group project for team cooperation skills. It definitely helped me to improve my efficiency and organization when working on projects. Teaching thoughtfulness in designing not only a solution, but a work environment, is an important lesson.
[0]https://twitter.com/matt_levine/status/1499771996804161537?s...