It's a fairly common descriptor

Everything that we know and love is reducible to a basic CRUD web app

I think there's quite a jump from "ChatGPT has a high user retention rate" to "AI is useful to people". That's like saying funko pops were useful to nerds just because they kept buying them.

For some definitions of "you" and "die".

You = your body and mind

Die = don’t exist anymore

At least if the car doesn't start, you can immediately tell.

Imagine Google Maps driving directions took you in the correct direction 80% of the time.

No, you got that right. Only the displayed text is affected.