Not much you can do. This is stuff pretty much what every form of modern advertising wants to do, especially these days with social media like Twitter/Tiktok/Instagram/etc. It's no different than how modern musician artists aren't selling you music anymore but a "brand" and "personality". Because music doesn't make the money (not for the artist at least), it just drives fans into buying merch/concerts/etc.
It's not exactly new either. Toy lines were doing this as early as the 70's by leveraging colorful mascots in commercials and commisioning thinly veiled ads they called cartoons to keep the brand awareness. We simply have better tools to do this today.
At what point are you going to stop or finish eliminating those "manipulative business models"? The guy who keeps wasting his money is just going to move onto the next one.
No, the source of the problem are people who can't responsibly manage their finances. Whether that stems from something within their control or not is irrelevant.
